{"id":10436,"date":"2013-12-23T06:05:50","date_gmt":"2013-12-23T14:05:50","guid":{"rendered":"http:\/\/www.bradblog.com\/?p=10436"},"modified":"2014-01-07T11:58:29","modified_gmt":"2014-01-07T19:58:29","slug":"in-less-than-an-hour-i-signed-up-for-obamacare-and-saved-300month-3600year","status":"publish","type":"post","link":"https:\/\/bbnewdb.webbyspice.com\/?p=10436","title":{"rendered":"In Less Than an Hour, I Signed Up for ‘Obamacare’ and Saved $300\/month ($3,600\/Year)"},"content":{"rendered":"[This article now cross-published by <\/i>The Progressive…<\/i><\/a>]\n

Well, that was easy. On Sunday, December 22, the day before the deadline for January 2014 insurance coverage under the Affordable Care Act (ACA or “Obamacare”), I signed up without problem.<\/p>\n

I used the California exchange website<\/a>, it took me less than an hour, I’ll be able to keep the same provider I had previously (and therefore, the same doctors), and I’ll be saving almost exactly $300\/month or $3,600\/year.<\/p>\n

Sounds good to me. I had no “glitches” along the way, at least to date, and the process was quite clear and simple.<\/p>\n

Since I’m in fairly good health, and haven’t used much of the plan that I’ve had for years, I opted for a marginally higher deductible in this new plan than I had previously, and the copays for most things will cost me about $15 more a piece. However, I could have had an almost identical plan, from the same provider (and many others) with the same deductible that I currently have, and still<\/i> would have saved about $150\/month. For that matter, every plan offered to me that I was able to compare side-by-side on the exchange site (there were many to chose from), would have been less expensive for me than my current individual plan which I’ve had for about 15 years.<\/p>\n

My apologies for a rather boring Obamacare story. No drama. No outrage. It just seems to have worked as planned — and will save me a lot of money. (Even if I have to cover my entire deductible next year, I’ll still<\/i> be saving money over what I had been paying to the same healthcare provider.)<\/p>\n

While I still find no reason for private insurance companies to profit off of our illnesses — and hope for a far more moral system of healthcare in this country in the near future (as we’ve discussed in countless articles at The BRAD BLOG<\/a> over the years) — Obamacare, in this case, seems to have worked just as it seems it was designed to. <\/p>\n

So, for those who helped make at least that much happen, thank you. I’m better off than I was before Obamacare. So that, at least, is a bit of progress in the right direction.<\/p>\n","protected":false},"excerpt":{"rendered":"

[This article now cross-published by The Progressive…] Well, that was easy. On Sunday, December 22, the day before the deadline for January 2014 insurance coverage under the Affordable Care Act (ACA or “Obamacare”), I signed up without problem. I used the California exchange website, it took me less than an hour, I’ll be able to […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-10436","post","type-post","status-publish","format-standard","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bbnewdb.webbyspice.com\/index.php?rest_route=\/wp\/v2\/posts\/10436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bbnewdb.webbyspice.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bbnewdb.webbyspice.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bbnewdb.webbyspice.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bbnewdb.webbyspice.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10436"}],"version-history":[{"count":0,"href":"https:\/\/bbnewdb.webbyspice.com\/index.php?rest_route=\/wp\/v2\/posts\/10436\/revisions"}],"wp:attachment":[{"href":"https:\/\/bbnewdb.webbyspice.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bbnewdb.webbyspice.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bbnewdb.webbyspice.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}